Use a property negotiator
to save you money
on purchasing your house!
Have you moved to New Zealand permanently and need help to find a house to buy or lease until you are in a position to purchase?

If so - then Home Options may be able to help you save money!
Home Options Ltd is not a real estate agency and is not associated with one. We work with agents and private sellers to find properties for people such as yourself who have moved to New Zealand and want to buy a property here.

New immigrants to New Zealand often fall for Real Estate agent "hype" and are persuaded to purchase a property that is not suitable for them or are coaxed into purchasing a property that may have problems. Examples of these are: Leaky homes, unconsented work, resource consent problems, bad areas of Auckland - to name just a few.

We can also put you in touch with Mortgage brokers that can help you find the funds for a loan with the banks.
Once you have found (or we have found) a property that you like - we do all the legwork. We check the files at Council to make sure that the house and land are legal, obtain a LIM (Land Information Memorandum), put the Sale & Purchase agreement together for you and put you in the hands of a good lawyer who is highly respected and experienced with conveyancing matters.

All offers are subject to Due Diligence and a registered valuation done by a Qualified Registered valuer. No deposit is payable until you and your lawyer are totally satisfied with the purchase. This is usually a period of 10 days. This will also give your bank enough time to put the paperwork together for any approval of a loan if you need one. Once the agreement reaches unconditional then the deposit must be paid by you and can be made by your or your lawyer. At this point you can be satisfied that the property will be yours upon settlement/possession date.

Of course there will be costs for this service. We are expert negotiators and will obtain your property for below the asking price. We will charge you a percentage of the difference between the registered valuation and the purchase price. If there is no gain - there is no cost! The rate is based on a sliding scale and can be discussed in more depth once we have spoken to you and know your needs.

If you would like to discuss the options that are available to you by using us then please call us on
(09) 623 1213 and ask for Mike. He will be happy to discuss your situation and requirements in depth or send an email to property@homeoptions.co.nz with details of your name and landline number in New Zealand and we will call you back.
You have nothing to lose! You will save on the purchase. You can be assured that everything is done correctly and feel confident that your hand has been held during the very complex and emotional time that all buyers go through when they purchase a property. Particularly if you are new to New Zealand and need advise.
Contact via email:

Or telephone: (09) 623 1213. (recorded message if not in).
What if I don't have the deposit for a loan?

Apart from negotiating and finding properties for house buyers that have the deposit for a loan with the banks - Home Options take on qualified buyers with a Lease Option. If you can afford a reasonable down payment and weekly payments, you could easily qualify for one of our exciting home purchase programs! We will work to help you qualify for traditional financing later! Perhaps one of these situations applies to you: self-employed, short job history, past or present financial problems. Don't worry, these problems don't scare us!

A Lease Option is a form of Rent to Buy where you are a tenant in the property until you have saved enough money for a deposit. You have the exclusive option to purchase the property at a fixed price for the early part of the tenancy.

A proportion of your rent goes towards savings that you can put towards the deposit on a property.

The rent is a dollar amount comparable to a mortgage with a bank. Credits are applied to the rent, every time the rent is paid in full and on time. This is not a Hire Purchase programme nor a mortgage - you remain in the property as a tenant until you take an option to buy.

You move into the property immediately and can live there knowing that you can be on the way to purchasing a house which you can call your own.

More comprehensive details can be found here on our website.
Or via email:

Telephone: (09) 630 9199. (recorded message if not in).